Asset-Based Private Lending for Purchase, Rehab, and New Builds

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Asset-Based Private Lending for Purchase, Rehab, and New Builds

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 554 posts · 23 votes

When investors look at purchase, rehab, or build projects, the real question is often how leverage, structure, and timing come together. We provide private, asset-based financing that starts with the property and deal fundamentals rather than tax returns alone.

Our lending approach supports a range of scenarios, depending on the deal:

  • Purchase and rehab financing with leverage structured around property value and execution

  • Ability to fund up to 100% of purchase and rehab, subject to ARV

  • Wholesale transactions considered, including assignment fees, when supported by as-is value

  • Ground-up construction with leverage up to 90% LTC* and 70%* of completed value

  • Eligible for 1–4 unit properties (including mixed-use) and 5–10 unit residential or mixed-use

  • Minimum loan size of $100,000

  • Short-term structures with no prepayment penalty

Lending is available in select states including AL, CT, DE, FL, GA, IN, KY, MA, MD, MO, NC, NJ, OH, PA, SC, TN, TX, and VA.

If you’re reviewing a deal or preparing an offer and want clarity around leverage early, feel free to share the property details. Happy to review and confirm whether it’s a fit.

*Rates, terms, and leverage subject to underwriting, deal structure, and approval. This is not a commitment to lend.

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