Looking for a solid Mortgage Broker

Investor · Cypress, TX · Member since 2013 · 118 posts · 15 votes

I have a condo, ARV $115K I need to get a DSCR loan for. Most lenders I have had contact with don't want to touch anything with a loan total under $100K. Hopefully someone can recommend a good broker that can help me navigate various options and select the right one.

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Frankie VozziBusiness Member
Member since 2025 · 392 posts · 95 votes
8mo
Hey Paul, for DSCR loans under $100K, many traditional lenders won't do it because of internal minimums, but there are solutions for smaller balance deals. A good broker can help you access lenders who will consider deals at that level, including non-bank DSCR and portfolio options.

I sent you a Dm, let's connect!
[email protected]516-888-7750
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Vijay FriedmanBusiness Member
Miami, FL · Member since 2026 · 766 posts · 124 votes
5mo
Quote from @Paul Zofsak:

I have a condo, ARV $115K I need to get a DSCR loan for. Most lenders I have had contact with don't want to touch anything with a loan total under $100K. Hopefully someone can recommend a good broker that can help me navigate various options and select the right one.

@Paul Zofsak
For a condo with ARV around $115k, the issue is probably the loan amount minimum, not necessarily the condo itself.

A lot of DSCR lenders won't touch loans under $100k, and condos can add another layer depending on HOA, warrantability, investor concentration, and project approval.

I’d ask any broker/lender upfront:
- minimum loan amount
- condo eligibility
- warrantable vs non-warrantable condo rules
- HOA delinquency/investor concentration
- DSCR/rent requirement
- minimum FICO
- LTV limits
This may still be possible, but it needs a broker who actually has small-balance DSCR options instead of just standard DSCR lenders.
786-656-0387
DreamPoint Capital
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