DSCR Rates Have Improved: Investment Property Financing Options Available

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DSCR Rates Have Improved: Investment Property Financing Options Available

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 558 posts · 24 votes

We've recently seen improved pricing on DSCR rental loans in qualifying scenarios, which has led some investors to revisit acquisitions, refinances, and value-add opportunities.

We are a private lender based in New York, working with real estate investors across multiple states. We currently review a range of investment property financing scenarios, including:

• Ground-Up Construction Financing with structured draw schedules, up to 90% LTC or 70% of completed value. No experience required in selected states.
• DSCR Rental Loans up to 80% LTV, with rates starting at 5.99%* in qualifying scenarios
• Fix & Flip Financing with leverage structured around purchase and rehab for residential and mixed-use properties in selected states
• Bridge and Gap Financing for time-sensitive or transitional investment opportunities
• Creative Financing Structures up to 90%* combined LTV, including up to 70% LTV in first position and up to 20% LTV seller carryback in second position, subject to minimum DSCR requirements

If you have a deal under contract or are actively evaluating an investment property, feel free to share the details. We can review the scenario and confirm whether financing options may be available, along with issuing preliminary terms and proof of funds where appropriate.

*Rates, terms, and leverage subject to underwriting approval, credit profile, property type, and market conditions. Investment property financing only. This is not a commitment to lend.

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