🏡 SHORT-TERM RENTAL FINANCING (Airbnb / VRBO Eligible)

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🏡 SHORT-TERM RENTAL FINANCING (Airbnb / VRBO Eligible)

Erik EstradaBusiness Member
Lender · Member since 2022 · 6k+ posts · 1k+ votes


Investing in short-term rentals? We offer DSCR financing built specifically for STR properties — including Airbnb, VRBO, and other vacation rental platforms.

Yes — AirDNA Rentalizer allowed.
Yes — No traditional income verification required.
Yes — Airbnb income can be used for qualifying.

💼 What Qualifies?

Short-Term Rentals (STRs) leased nightly, weekly, monthly, or seasonally.

For DSCR programs including:

  • NONI
  • NONI Plus
  • Foreign National

Short-term rental income may be used for qualification (with required documentation & calculations).

🚀 Program Highlights:

✔️ Fast turn times
✔️ Foreign Nationals Welcome
✔️ Condos & Condotels Allowed
✔️ Interest-Only Options Available
✔️ Investor-Focused Underwriting
✔️ Flexible Structures

Whether you're buying your first Airbnb or scaling a vacation rental portfolio, this program is designed for real estate investors — not traditional W2 borrowers.

🔥 Why STR Investors Use DSCR Loans:

  • No personal income verification
  • Qualify based on property cash flow
  • Scale without DTI limitations
  • Finance in your LLC

📊 Get Custom Pricing (Takes 2–3 Minutes):

👉 https://docs.google.com/forms/d/e/1FAIpQLSdUr5ui3ZNpf5R5yo0iL4CSbGC4tW3naKxemm9lxoQG3TgNzg/viewform

If you’re actively buying or refinancing short-term rentals, let’s structure it correctly from day one.

Serious STR investors — reach out or submit your scenario above.

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