90% lender needed for refinancing a home

Huntsville, AlabamaWantFinancingRefinance
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90% lender needed for refinancing a home

Diandre Pierce
Member since 2022 · 35 posts · 15 votes

took control of a house and need to refinance it. looking for a 90 percent lender as opposed to traditional 80/85

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  • Reginald TrussPro Member
    Lender · Toledo, OH · Member since 2015 · 1k+ posts · 96 votes
    6mo

    Diandre — I’ll be upfront so we don’t waste time.

    A straight 90% refinance is not something lenders are doing right now unless the deal is fully seasoned and very strong on paper.

    That said, I may be able to structure this another way (bridge or hybrid), but only if the numbers support it.

    If you want me to take a serious look, send me:

    • Current property value
    • Amount owed
    • Ownership status (are you on title?)
    • Exit plan

    If it checks out, I’ll line you up with the right capital. If not, I’ll tell you straight.

    0Reply
  • Reginald TrussPro Member
    Lender · Toledo, OH · Member since 2015 · 1k+ posts · 96 votes
    6mo

    Diandre — I’ll be upfront so we don’t waste time.

    A straight 90% refinance is not something lenders are doing right now unless the deal is fully seasoned and very strong on paper.

    That said, I may be able to structure this another way (bridge or hybrid), but only if the numbers support it.

    If you want me to take a serious look, send me:

    • Current property value
    • Amount owed
    • Ownership status (are you on title?)
    • Exit plan

    If it checks out, I’ll line you up with the right capital. If not, I’ll tell you straight.

    0Reply
  • Erik EstradaBusiness Member
    Lender · Member since 2022 · 6k+ posts · 1k+ votes
    6mo
    Quote from @Diandre Pierce:

    took control of a house and need to refinance it. looking for a 90 percent lender as opposed to traditional 80/85


    Maybe on an owner-occupied loan. Investment will be capped at 85 LTV on a rate and term refinance

    [email protected]818-269-7983
    LuxePrivate Investments LLC 572 Reviews
    WebsiteView Page
    0Reply
  • Leo Chukwuma
    Member since 2026 · 11 posts · 3 votes
    6mo
    Quote from @Diandre Pierce:

    took control of a house and need to refinance it. looking for a 90 percent lender as opposed to traditional 80/85

    Hi Diandre,

    This sounds like something we may be able to help with depending on the details.

    We do offer higher LTV refinance options in certain scenarios, especially where there's a strong asset and clear exit strategy.

    Shoot me a message with a bit more info on the property and your situation, and I’ll take a look to see how we can structure this for you 👍


    0Reply
  • Matthew BernalBusiness Member
    Investor · Austin, TX · Member since 2021 · 497 posts · 126 votes
    5mo

    90% LTV refis exist but the pool of lenders is smaller than standard programs — credit profile, property type, and how the deal was structured all factor in.

    Quick questions before I can give you a real answer: investment or primary, approximate value, and how did you take control of the property?

    Some acquisition methods have seasoning requirements that affect which programs apply.

    DM me the details and I'll tell you quickly if there's a path.

    [email protected]832-981-3190
    0Reply
  • Erik EstradaBusiness Member
    Lender · Member since 2022 · 6k+ posts · 1k+ votes
    5mo
    Quote from @Diandre Pierce:

    took control of a house and need to refinance it. looking for a 90 percent lender as opposed to traditional 80/85


    Did you end up finding a 90 LTV lender?

    [email protected]818-269-7983
    LuxePrivate Investments LLC 572 Reviews
    WebsiteView Page
    0Reply
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