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Robin Simon
#1 Private Lending & Conventional Mortgage Advice Contributor
  • Lender
  • Austin, TX
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How do DSCR Loans Compare to Hard Money Loans?

Robin Simon
#1 Private Lending & Conventional Mortgage Advice Contributor
  • Lender
  • Austin, TX
Posted


Q: How do DSCR Loans Compare to Hard Money Loans?

A: DSCR loans are designed for stable, income-producing rental properties. Hard money loans are short-term and typically used for distressed properties that need rehab, like fix-and-flips. Hard money loans also come with higher rates and interest-only payments, while DSCR loans offer longer terms and lower rates.

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