Prepayment Penalty Rules for DSCR Loans in Arizona

Prepayment Penalties are Fully Allowed with no restrictions for DSCR Loans in Arizona. Arizona state law allows prepayment penalties on loans that are not made for personal, family, or household purposes. Since DSCR Loans are strictly utilized for business purposes, not consumer use, DSCR Lenders can typically offer all standard prepayment penalty options such as Descending Prepay Penalties (i.e. “5/4/3/2/1”), Flat Prepay (i.e. 4/4/4/4) or other tailored structures in the Grand Canyon State.

FULL Complete 2026 Guide To DSCR Loan Prepayment Penalties

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