Prepayment Penalty Rules for DSCR Loans in DC (District of Columbia)

Prepayment Penalties are Fully Allowed with no restrictions for DSCR Loans in Washington, DC. While D.C. Code § 28–3310 regulates penalties in consumer credit transactions, this provision applies only to personal use loans, not mortgage loans for investment properties. As such, DSCR Lenders can typically offer all standard prepayment penalty options such as Descending Prepay Penalties (i.e. “5/4/3/2/1”), Flat Prepay (i.e. 5/5/5) or other tailored structures in the nation’s capital.

FULL Complete 2026 Guide To DSCR Loan Prepayment Penalties

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