Prepayment Penalty Rules for DSCR Loans in Missouri

Prepayment Penalties are Fully Allowed with no restrictions for DSCR Loans in Missouri. Missouri does not impose state-level restrictions on prepayment penalties for business-purpose or investment property loans. Under , prepayment penalties are prohibited only for certain consumer real estate loans used primarily for personal, family, or household purposes. Since DSCR Loans are for investment use only, these limitations do not apply. As such, DSCR Lenders can typically offer all standard prepayment penalty options such as Descending Prepay Penalties (i.e. “3/2/1”), Flat Prepay (i.e. 5/5/5/5/5) or other tailored structures in the Show Me State.

FULL Complete 2026 Guide To DSCR Loan Prepayment Penalties

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