🤔🤔🤔Q: I'm not a U.S. citizen – can I qualify for a DSCR loan?

➡️ ➡️➡️A: Yes, but it depends on your residency status. Non-permanent residents (e.g. visa holders with a valid work history, SSN, and authorization) are generally eligible, though some lenders apply minor restrictions like lower LTVs. Foreign nationals who live and work abroad may also qualify under specialized programs, but face tighter limits, such as lower max LTVs, higher minimum DSCR ratios and additional liquid asset reserve requirements. While most DSCR Lenders serve green card holders and visa-based sponsors, only a smaller subset offer true foreign national DSCR loans.

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Qualifying for a DSCR Loan: Borrower Requirements for Qualification
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