🤔What is the Minimum DSCR Required to Qualify for a DSCR Loan? (Can I Get a Loan with a DSCR Below 1?)
➡️DSCR Lender minimums vary, many require at least 1.00x, meaning property income exactly covers PITIA. However, some lenders allow DSCRs as low as 0.75x or even set no minimum ("no ratio" DSCR Loans). Keep in mind, though: DSCR loans under 1.00x usually carry significantly higher interest rates and have stricter maximum LTV limits, typically capped around 65.0%.

Full Example: How DSCR Lenders Generate Rate & Terms Step 2: LLPAs
https://harpooncapital.com/dscr-loans-guide/full-example-how...

Get FREE e-Book: 10 Obstacles for DSCR Loans and How to Overcome Them!
https://harpooncapital.com/contact

Apply for a DSCR Loan: Web App
https://apply.harpooncapital.com/

Get "The Book on DSCR Loans" on Amazon! Short-Term $2.99 Kindle Sale
https://www.amazon.com/Book-DSCR-Loans-Investors-Professiona...