Lender · NY · Member since 2025 · 556 posts · 23 votes
Something I've noticed after talking to a lot of investors here: most people apply for financing before they actually know what they're trying to accomplish with the deal. Hold it long term? Flip it fast? Refinance out later? The answer changes which financing option actually makes sense.
We spend time upfront figuring that out with borrowers before ever quoting terms, because the wrong fit costs more than a slightly higher rate ever would.
If you're gearing up for your next deal and not sure which financing path fits your plan, drop your scenario so we can talk it through.