Lender · Phoenix, AZ · Member since 2026 · 55 posts · 17 votes
Not every strong commercial real estate borrower looks perfect on a tax return.
Self-employed investors and business owners can have solid cash flow, strong credit, and significant experience while still having difficulty qualifying through a traditional bank.
At The Fiirm, we specialize in Small Balance Commercial financing and can consider both owner-occupied and investment commercial properties, including alternative-documentation scenarios.
Some highlights:
• $100K–$2.5M loan amounts • Owner-occupied and investment properties • Multifamily, mixed-use, office, retail, self-storage and other commercial property types • Purchase and refinance transactions • Alternative-documentation options available • Up to 80% LTV on qualifying transactions • Minimum 650 FICO • Long-term, fully amortizing options available
If you're an investor, business owner, broker, or real estate professional with a commercial scenario that doesn't fit neatly into a traditional lending box, feel free to reply here or message me.
I'm always happy to look at a scenario and help determine whether there may be another path forward.