Are Unique Homes and Unconventional Structures Eligible for DSCR Loans?

[Robin Simon]

🤔Are Unique Homes and Unconventional Structures Eligible for DSCR Loans?
➡️Highly unconventional structures, including domes, yurts, container homes, treehouses, and similar alternative dwellings, are generally not eligible for DSCR Loans. However, these continue to be an area of interest and inquiry for many investors, especially those focused in the short term rental (STR) space. These properties lack broad resale comparability and often fall outside the scope of standard appraisal methodology. While increasingly popular among STR investors, the general lack of market depth (i.e. interested potential buyers) if put to market makes them inappropriate for DSCR Loans.

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