35% LTV Private Mortgage Needed for 6-9 months

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35% LTV Private Mortgage Needed for 6-9 months

Flint, MI · Member since 2013 · 106 posts · 38 votes

I am buying a new primary residence. We have the property under contract and the seller requires cash. Must close by 5/16/16.

Loan Amount: $175,000

Collateral: Three properties, including our current primary residence to be on the market for $159,900 by 6/1/16, a flip house that will be on the market by 5/5/16 for $99,900, and the new house, ARV $240,000+. All are owned free and clear except for a $10K private mortgage on the flip house that will be subordinated.

Exit Strategy: Loan to be repaid in full with interest from the sale of the two houses to be sold this Spring/Summer. 

Loan must close by 5/16/16. 

Interest/points: Negotiable.

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  • Lender/Investor · Glenwood Springs, CO · Member since 2013 · 218 posts · 103 votes
    10y

    Why don't you take a HELOC out on your current residence and the $100k flip house?

  • Flint, MI · Member since 2013 · 106 posts · 38 votes
    10y

    that would be a lower cost option but we are having DTI issues with the income on our tax returns. I'll try another bank.

  • Reginald TrussPro Member
    Lender · Toledo, OH · Member since 2015 · 1k+ posts · 96 votes
    10y

    Scott, if you need a loan for this project, maybe we can help. Let me know.  Hope to hear from you.

    Reggie Truss

    Visio Lending 

    [email protected]

  • Flint, MI · Member since 2013 · 106 posts · 38 votes
    10y

    Thank you Reggie. I send you an email.

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