Asset Based Lending - No Income Requirement - No DTI Requirement

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Asset Based Lending - No Income Requirement - No DTI Requirement

Lender · Austin, TX · Member since 2016 · 93 posts · 11 votes

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • 12 Month IO w/no Prepayment Penalty
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  • Investor · Sanford, FL · Member since 2014 · 47 posts · 3 votes
    9y

    Do you do commercial lending? multi-family 5+?

  • Lender · Austin, TX · Member since 2016 · 93 posts · 11 votes
    9y

    Hi Jeraldine,

    Unfortunately, we do not do commercial. We lend on 1- 4 unit single family rentals

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