I've got a deal but I need the down payment financed. My situation is that I've bought a few properties this year already and my DTI would be too high to take this on by myself w/ conventional financing.

The deal is $135k, property itself should cashflow min $300/mo. There's two ways I'd do this deal. 

1. Have someone co-sign w/ me on a conventional loan (must have credit score higher than 700+) and they put up 20% ($27k) for 6mo, I pay 8% interest APY. At end of 6mo repay loan plus interest total of $28,080. 

2. Use a single-rental loan from a commercial lender which would require higher down payment (25-30%), still offer 8% interest APY and loan plus interest repaid at end of 6mo. Strategy here is to get it leased ASAP, season lease for 3mo and refi w/ conventional loan.

Message me if interested or have any questions. Thanks!