I have been slapped around by a bunch of lenders, paid for appraisals, and have had 6+ months wasted trying to refinance 4 double wide properties. None of my local banks will refinance the property unless you're owner occupying them, 21st mortgage who specializes in these types of properties will only do 1 property. I am looking for a lender that will refinance 4 double wide homes on permanent foundations in NYS.