Lower Insurance Premium with Safeguards Written into Lease

Member since 2021 · 34 posts · 6 votes

Has anyone had any luck in lowering their insurance premiums by providing the leases, that include a long list of safeguards, to their insurance company? Safeguards would include verbiage like; no grills, candles, open flames, ect. And what are some safeguards that you include?

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Owen RosenBusiness Member
Professional · Clinton Township, MI · Member since 2015 · 676 posts · 259 votes
2y
In a better market you might be able to use those things to get a better deal on commercial insurance but in the current market there won't be flexibility.
On personal policies/1-4 unit rental dwelling policies there won't be any flexibility whatsoever unless it's something the company already has built into their guidelines/pricing.
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