I own a furnished home that I list on furnished finder. Multiple times now I've had people reach out in an effort to place a displaced family in my area, however the people who reach out are always from another state, and they don't work for the displaced family's insurance company.
It's a weird business model where they technically are the entity leasing the house. They tack on a couple thousand to the rent, collect the monthly rent check from insurance, pocket the upcharge and disperse the rest to me, or whoever is landlord.
Aside from this being insane, and probably shouldn't be legal, how are these people finding out about these displaced families if they don't work for the insurance company or live in the area? It just seems super shady, in many different ways.
There are many different websites you get leads on your leased properties like this. furnish finders, airbnb, vrbo, and ALE solutions. Many people that are displaced have a clause in their insurance that state they get X and if they find a place lower in price and then yes they end of taking the difference I have heard. This is a form of fraud, and the tenant you place should be getting the same amount they are allotted for rent from the insurance and nothing more.
We had a rental 5 years have a leak in the back unit and the family was able to move to the front house and live comfortably. We got our mortgage/rent covered so we did not charge the tenant for those months the leak was being fixed.