Water damage to property from neighbour’s water run

Water damage to property from neighbour’s water run

Waukee, IA · Member since 2018 · 3 posts · 0 votes

I have townhome that got damaged along with my tenants belongings from the water that flooded the unit from my neighbors water from washer. How should i go about claiming for my damage? Should i get the HOA involved to take care or the claims ? Should i contact the owner of the other property directly ? Any suggestions would help.

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  • Investor · Englewood, CO · Member since 2015 · 158 posts · 140 votes
    8y

    What is the damage? The HOA has insurance for "studs out" meaning the building exterior. Any internal damage is your responsibility. Call your insurance company and make a claim. Your tenant's renter's insurance will cover their personal property.

    You did require your tenants to have renter's insurance, right?

  • Waukee, IA · Member since 2018 · 3 posts · 0 votes
    8y
    Yes the tenant has their renter’s insurance. Will the neighbour be liable for any of these damages caused to my unit ?
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