Hi All! I'm new to being a landlord.  Used a realtor friend of my husbands and picked a tenant that came recommended by the realtor.  He did fill out an application provide all of the necessary paperwork and reference.  He was really quick to secure the rental since there was a lot of competition and gave us the deposit and first months rent in November.  My husband and I talked to him in Dec about ACH payments and that we wanted rent electronically, he said he would look into in on his side with his bank.  I heard from him twice regarding that, he initiated the communication, but it was like, I forgot and I didn't have a chance to do this yet.  He moved in Feb 1.  By mid Feb I decided to use Cozy and communicated this to him, although he was very rushed/busy.  I invited him and he responded via email that he would set it up.  He still has not set it up.  I send a new invitation every 3 days.  Are these signs of problems to come or am I just being paranoid?  What are my options if I don't receive the rent?  It is written in the contract that there will be a late fee after the 5th, however I don't want to deal with him every month trying to mail a check or telling me he has some problem.  Any tips or advice in a similar situation would be greatly appreciated!