Looking for tips to beware of when comparing Insurance Company Xactimate estimate for 900SF laminate floor damage from water leak, and bathroom (~65 SF) makeover. We are poring over 4 estimates, none of which match what the Insurance Company is allowing.  Tenants are able to occupy home, and want work done on weekends, which may cost us more. Especially want to know if others are familiar with these computerized forms and what things to be on the look out for.  In Southern CA area.  Thanks much.