How to refi properties you rent out thru AIR BB

How to refi properties you rent out thru AIR BB

Member since 2021 · 3 posts · 0 votes

Hey. So I have 2 duplex’s in a shore town in New Jersey. I rent them out seasonally thru air BB. Since i don’t have permanent tenants or signed leases I am having a hard time getting them refinanced so I can get more properties. I need to use the income to boost my debt to income ratio but the lenders I have come across won’t let me use the air bb revenue. Anyone out there that has gone through this or knows of some lenders who might be able to help. 

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  • Joseph ScoreseBusiness Member
    Banker · Philadelphia · Member since 2009 · 2k+ posts · 631 votes
    5y

    @TomTinsey I have financed properties utilizing a master lease with a LLC that all air-bnb pays to which that entity then pays the landlord (you). it is the cleanest way for proper financing. let me know if you have any questions. Regards Joe Scorese

  • Los Angeles, CA · Member since 2015 · 82 posts · 25 votes
    5y
    Originally posted by @Joseph Scorese:

    @TomTinsey I have financed properties utilizing a master lease with a LLC that all air-bnb pays to which that entity then pays the landlord (you). it is the cleanest way for proper financing. let me know if you have any questions. Regards Joe Scorese

    can you go a little deeper into this?  

  • Rental Property Investor · Los Angeles, CA · Member since 2013 · 1k+ posts · 1k+ votes
    5y

    @Tom Tinsey you just need to find the right mortgage broker to work with.

  • Member since 2020 · 31 posts · 12 votes
    5y

    Hi Tom, 

    I may have a resource for financing for you, if you would like to reach out to me please do. 

    Gary

  • Member since 2021 · 3 posts · 0 votes
    5y

    Hey Gary. I am all ears!!! Thanks alot

  • Member since 2021 · 3 posts · 0 votes
    5y
    hey Gary. I am all ears. Thanks alot


    Originally posted by @Gary Mazzarella:

    Hi Tom, 

    I may have a resource for financing for you, if you would like to reach out to me please do. 

    Gary

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