Does insurance cover a broken water pipe from the texas freeze?

Does insurance cover a broken water pipe from the texas freeze?

Member since 2021 · 4 posts · 1 vote

Having a difficult time getting photos from the leaking pipe. The repair was completed already but tenants, plumber and rental management company are not providing assistance with photos. How likely is it from your experience getting insurance to cover a pipe that is outside of the house.

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  • Insurance Agent · Maumelle, AR · Member since 2015 · 131 posts · 41 votes
    5y

    Brad, most things "outside" the structure are not covered in your policy.  Is this a service line?

  • Real Estate Broker · Coppell, TX · Member since 2011 · 5k+ posts · 4k+ votes
    5y

    Will the bill meet your deductible?   Adjuster should be able to take pictures for you if you make a claim.  of course everything may be fixed and covered up by then.   Then they'll have to use your receipts.  Lots of people have 1% deductible, so $200,000 house, $2000 deductible, $1200 fix, means you pay out of pocket.   Unless you also have loss of use for the tenant, and then maybe you can get money for them to stay in a hotel.

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