Home owner Insurance claims against a neighbor

Home owner Insurance claims against a neighbor

Rental Property Investor · Dallas, TX · Member since 2017 · 126 posts · 65 votes

How can I find out the home owner  insurance information for a neighbor if a neighbor failed to maintained his property and caused water damage to a neighboring property? 

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  • Severna Park, MD · Member since 2013 · 7k+ posts · 7k+ votes
    5y

    You dont . You would have to sue the neighbor and if you win he may possibly have insurance that covers the issue . 

    I am curious as to how a neighbor caused water damage to your property 

  • Real Estate Broker · Rochester Hills, MI · Member since 2009 · 2k+ posts · 2k+ votes
    5y

    This is not public record information, you really can't.  Is the neighboring property yours or you just butting in?  Also, this isn't how insurance works.  If a neighbors tree falls on your home it isn't your neighbors insurance that you file a claim with, it is yours.  Your insurance co will investigate why the tree feel and if the neighbors are responsible they will work it out with the neighbor and their insurance co, you don't do anything....other then file a claim with your insurance.

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