Best advice I can offer i shop around a ton. Ive gotten quotes ranging from $1200 to $15,000 (no joke) a year for the approximate same coverage from different companies. I shop around annually and find even the same companies can change significantly in a year. The more you shop around the more likely you are to find the right fit for you. Just be aware of what exactly you're getting if you find a deeply discounted rate.
Hi Carole! I have used Sean Mulhern in the past with Colorado Insurance, since it is prohibited to post phone/email on here, reach out to me if you cannot find his contact info online.
I have a client purchasing a fourplex in CO Springs right now and his insurance quote came in quite a bit higher than we anticipated as well. He shopped 3-4 carriers and also checked with an insurance broker but didn't make much headway.