Do I have a deal? Help me figure this out.

Do I have a deal? Help me figure this out.

Member since 2019 · 23 posts · 1 vote

I have a Sfh 3/2.5 in a nice area under contract for $215k the ARV is 280k. Suggested rent price is $2,100. It is a foreclosure and it needs no repairs. Do I still have to buy at .60/.65% to be a good deal?

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Marietta, GA · Member since 2013 · 202 posts · 118 votes
6y

I'd reconfirm the numbers to make sure. My question is if it needs no work and it's truly worth $280K, why is the bank letting it go for 215K? In this market they could easily get full price.

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  • Matthew NicklinBusiness Member
    Real Estate Agent · Woodstock, GA · Member since 2018 · 253 posts · 255 votes
    6y

    @Preston Herd "A good deal" is subjective. Every investor has their own risk tolerance and their own criteria on what they consider a deal. It is important to fully understand the numbers and have confidence in them. 

    How confident are you in the ARV and the rent amount?

  • Marietta, GA · Member since 2013 · 202 posts · 118 votes
    6y

    I'd reconfirm the numbers to make sure. My question is if it needs no work and it's truly worth $280K, why is the bank letting it go for 215K? In this market they could easily get full price.

  • Rental Property Investor · Woodstock, GA · Member since 2017 · 517 posts · 772 votes
    6y

    Like @Matthew Nicklin said, double check the rent amount as "nice area" "$280k value" "no repairs" and "$2100 rent" are pretty rare to find in most hot markets...not sure what market you're in. 

    These are weird times, @Kevin Auyong, so if a bank was to dump it quick for cash, I guess I could see this happening as they're in a credit crunch. 

    In this market, I'd probably go closer to 70% ARV as I'm guessing your comps are based on Pre-Covid numbers.

    I'd also double check there are no repairs. You'll still probably need to clean it, double check all the items work and the like. Even if it looks like no repair, I'd always put a min. of $5k for any misc. I just had my roofer look at a rental I just bought hoping he'd just give me a green light (I trust him), and he found a few hundred dollars of things to tidy up including some siding falling off.

    It's not a "bad" deal. In this market it's above average I'd say. Not "great" . Congrats !

  • Marietta, GA · Member since 2013 · 202 posts · 118 votes
    6y
    Joe I see your point. Do you see banks being in that bad of shape so soon?
  • Specialist · Atlanta · Member since 2019 · 88 posts · 53 votes
    6y

    If it does not need repairs, why do you have an ARV? Also make sure you have the right numbers

  • Member since 2019 · 23 posts · 1 vote
    6y
    Originally posted by @Matthew Nicklin:

    @Preston Herd "A good deal" is subjective. Every investor has their own risk tolerance and their own criteria on what they consider a deal. It is important to fully understand the numbers and have confidence in them. 

    How confident are you in the ARV and the rent amount?

  • Member since 2019 · 23 posts · 1 vote
    6y
    Originally posted by @Kevin Auyong:

    I'd reconfirm the numbers to make sure. My question is if it needs no work and it's truly worth $280K, why is the bank letting it go for 215K? In this market they could easily get full price.

    It's in pre-forclosure, I got a send opinion from a few agents who confirmed rent amount and the ARV. Although I may need to add 5 to 10k for repairs.

  • Member since 2019 · 23 posts · 1 vote
    6y
    Originally posted by @Joe Cassandra:

    Like @Matthew Nicklin said, double check the rent amount as "nice area" "$280k value" "no repairs" and "$2100 rent" are pretty rare to find in most hot markets...not sure what market you're in. 

    These are weird times, @Kevin Auyong, so if a bank was to dump it quick for cash, I guess I could see this happening as they're in a credit crunch. 

    In this market, I'd probably go closer to 70% ARV as I'm guessing your comps are based on Pre-Covid numbers.

    I'd also double check there are no repairs. You'll still probably need to clean it, double check all the items work and the like. Even if it looks like no repair, I'd always put a min. of $5k for any misc. I just had my roofer look at a rental I just bought hoping he'd just give me a green light (I trust him), and he found a few hundred dollars of things to tidy up including some siding falling off.

    It's not a "bad" deal. In this market it's above average I'd say. Not "great" . Congrats !

  • Member since 2019 · 23 posts · 1 vote
    6y
    Originally posted by @Joe Cassandra:

    Like @Matthew Nicklin said, double check the rent amount as "nice area" "$280k value" "no repairs" and "$2100 rent" are pretty rare to find in most hot markets...not sure what market you're in. 

    These are weird times, @Kevin Auyong, so if a bank was to dump it quick for cash, I guess I could see this happening as they're in a credit crunch. 

    In this market, I'd probably go closer to 70% ARV as I'm guessing your comps are based on Pre-Covid numbers.

    I'd also double check there are no repairs. You'll still probably need to clean it, double check all the items work and the like. Even if it looks like no repair, I'd always put a min. of $5k for any misc. I just had my roofer look at a rental I just bought hoping he'd just give me a green light (I trust him), and he found a few hundred dollars of things to tidy up including some siding falling off.

    It's not a "bad" deal. In this market it's above average I'd say. Not "great" . Congrats !

     Thank you..that helps alot!!

  • Member since 2019 · 23 posts · 1 vote
    6y
    Originally posted by @Andres A.:

    If it does not need repairs, why do you have an ARV? Also make sure you have the right numbers

     Good question. It may can use paint and carpet cleaning.

  • Member since 2019 · 23 posts · 1 vote
    6y
    Originally posted by @Matthew Nicklin:

    @Preston Herd "A good deal" is subjective. Every investor has their own risk tolerance and their own criteria on what they consider a deal. It is important to fully understand the numbers and have confidence in them. 

    How confident are you in the ARV and the rent amount?

     I'm confident on both just not so much on repairs now. I should add up to 10k. It can stand to be painted and carpet cleaning.

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