That's the first step. Without that, Realtors aren't even going to talk with you, much less run around showing you properties that you can't buy.
Start by talking with a mortgage broker or a local lender like Rockland Trust, Eastern Bank, etc. Get pre-approved for a loan and you'll be on your way in no time.
China, ME · Member since 2014 · 3k+ posts · 4k+ votes
7y
@Orville Joseph HMLs cannot finance an owner-occupied property unless they're also a mortgage lender. You must have an NMLS # in order to fund owner-occupied properties.
HMLs are best used for short term lending, like fix & flips or transactional funding.