Is this a good deal for buy and hold?

Is this a good deal for buy and hold?

Jessica H.Pro Member
Flipper/Rehabber · Easton, PA · Member since 2013 · 224 posts · 36 votes

need a little help figuring this out as i am still new. let me know if i forgot to consider something. These are just some raw numbers, so if someone could help me make a little more sense of them that would be great!!

Location: Awesome, right in front of ivy league collage gates

Cost:65k

Rehab for rental: 50k ( it is a mess and needs a lot of work,but after this all major repairs will be done)

Rents for: $1200-$1500 month

Property taxes: $2800/year

Probably pay cash at first and later refiance out.

Any insights would be great!

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  • Minooka, IL · Member since 2013 · 353 posts · 85 votes
    12y

    That's a little higher then what I would feel comfortable with, but its close. I would say if you could get either rehab or purchase price lower(20 percent?). Its easier to get a lower purchase price than renting out for a higher amount to offset costs :)

  • Investor · San Jose, CA · Member since 2012 · 2k+ posts · 3k+ votes
    12y

    That depends. How much will this property worth after rehabbed? How is its location? How is its school district? What's the likelihood for future appreciation? So property tax is around 4% for the property? It's just not enough information to evaluate this property.

  • Jessica H.Pro Member
    OP
    Flipper/Rehabber · Easton, PA · Member since 2013 · 224 posts · 36 votes
    12y

    it will be worth 150-160k after rehabbed, it is a very good location for renting ,a good college town,and considered a prestigious area. it would be a good rental. Elementary/high schools are average.

    If we got it for 40k would that make it a much better deal? I am curious because I know we can get it for close to 40k but I have been considering wholesaling it for 60kish if it is a good deal for the end buyer. I don't want to have a rap as a bad wholesaler if its not a good deal.We were going to flip or use it as a rental before I considered wholesaling it. Thanks!

  • Investor / Chief Acquisitions Officer · Billings, MT · Member since 2011 · 91 posts · 24 votes
    12y

    From the basic numbers it seems to fit a flipping strategy better than a hold strategy.

    My math:

    1200*.5=600 (50% rule)

    600*12=7200

    7200/115,000(total cost)= .062 or a 6.2% cap rate

    Not the greatest for building a buy and hold portfolio. Also on the whole selling side of the deal the person you possibly would whole sell it too has to make money. Pulling 60k out of the deal would not work.

  • Minooka, IL · Member since 2013 · 353 posts · 85 votes
    12y

    After seeing the ARV I agree with Trent. Flip it and take the profit and leverage it into several other rentals.

  • Jessica H.Pro Member
    OP
    Flipper/Rehabber · Easton, PA · Member since 2013 · 224 posts · 36 votes
    12y

    I think I see where you are coming from...but we would only be taking out 20k profit not 60k...or am I misunderstanding you?

  • Minooka, IL · Member since 2013 · 353 posts · 85 votes
    12y

    If you flip it for 150-160k and the ARV is 115k you're profit is somewhere in the difference. Imagine how long it would take to make that profit from a rental. Now imagine how much money you would make flipping that and leveraging the profit into several rentals. I hope it works out for you!

  • Investor / Chief Acquisitions Officer · Billings, MT · Member since 2011 · 91 posts · 24 votes
    12y
    Originally posted by Jessica Holwick:
    I know we can get it for close to 40k but I have been considering wholesaling it for 60kish if it is a good deal for the end buyer. I don't want to have a rap as a bad wholesaler if its not a good deal.We were going to flip or use it as a rental before I considered wholesaling it. Thanks!

    I may have misunderstood the above. I had interpreted it as your assignment fee being 60k. If the total cost of the property was 40k purchase + 20k assignment+ 50k rehab= 110k you may be able to find an assignee for it. However if I were you I would be fully prepared to close on it yourself.

  • Jessica H.Pro Member
    OP
    Flipper/Rehabber · Easton, PA · Member since 2013 · 224 posts · 36 votes
    12y

    Thanks a lot, flipping is the way we are most likely going!

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