Real Estate Investor · WI · Member since 2013 · 125 posts · 33 votes
12y
Hi Steve, Welcome to BP.
There is nothing that a credit repair company can do, that You cannot do Better Yourself. In many cases they can hurt Your chances of having negative info removed, because improper handling of a dispute in the first place.
Go to Myfico.com and start reading the forums there for free. It will allow You to get the knowledge/currency that You need to up Your score the proper way, and learn about such things as "goodwill letters" , proper ways to dispute, and other powerful tools. Once You understand how the credit score system works, You can then use it to You're advantage.
Rental Property Investor · South FL · Member since 2014 · 92 posts · 16 votes
12y
You can get your free credit scores with no credit card required.
Transunion - www.creditkarma.com
Equifax - www.quizzle.com
Experian - www.credit.com OR www.creditsesame.com
My fico site you will have to pay for scores but it gives you a simulated fico score that is close within 50 points of real fico
Also get the addresses of the big 3 once you've gotten info on how to fix things and do it yourself.