Is a success because No one got hurt: Whole Car in the kitchen

Investor · Edmond, OK · Member since 2014 · 120 posts · 56 votes

Got a call from the OKC police Department couple of days ago saying that someone crashed into my rental. Can was pulled from Kitchen. Driver has three kids in the car. But no one was injured. Driver was arrested for driving with suspended license and of course he does not have insurance.

2 Reply

13 views

14 Replies

Jump to latestLatest

Sort by

Rhett TullisBusiness Member
Property Manager · Oklahoma City, OK · Member since 2013 · 1k+ posts · 617 votes
10y
that sucks, i had something like that once. hopefully your insurance does not give too much trouble on this one.
[email protected]405-283-6522
Integrity Oklahoma
Website View Page
0 Reply
Amine E.
OP
Investor · Edmond, OK · Member since 2014 · 120 posts · 56 votes
10y
@Rhett TullisWhat kind of trouble can my insurance give me on something like this?. I have started a claim and plan to hire a public adjuster as well.
0 Reply
Rhett TullisBusiness Member
Property Manager · Oklahoma City, OK · Member since 2013 · 1k+ posts · 617 votes
10y
lol insurance is in the business to make money not spend it so they can try to hassle you on the cost to repair or condition of property prior to repair. eventually it should be fine but some are a hassle to deal with. just ask some of the folks that have been though a total loss in our tornados. I see it happen every time there.
[email protected]405-283-6522
Integrity Oklahoma
Website View Page
0 Reply
Juan Vargas
Investor · Houston, TX · Member since 2015 · 233 posts · 188 votes
10y
Wow this is something you don't see everyday. Glad to hear no one got hurt. Good luck with the insurance and repairs.
0 Reply
Patrick L.
Real Estate Investor · Saint Petersburg, FL · Member since 2013 · 1k+ posts · 951 votes
10y
Had something similar happen 2 weeks ago but luckily the drunk driver that hit my rental was slowed down by taking out a telephone pole, a couple street signs and my vinyl fence so the vehicle didn't make it through the house.
0 Reply
Tyler Flagg
Investor · Pensacola, FL · Member since 2013 · 277 posts · 78 votes
10y
Wow @Amine E.thats crazy! Glad to see that no one was hurt...could have been a lot worse. Best of luck with the fallout. You'll definitely learn a lot about the insurance and judicial systems with the experience :-)
0 Reply
Bhekizwe M.
Bulawayo, Zimbabwe · Member since 2015 · 1k+ posts · 253 votes
10y
crazy....glad nobody got hurt.hope the insurance route goes ahead well
0 Reply
Amine E.
OP
Investor · Edmond, OK · Member since 2014 · 120 posts · 56 votes
10y
Thank you for the kind words. I went ahead and hired a public adjuster based on recommendations from other woth simillar claims
0 Reply
Jim C.
Investor · IN · Member since 2012 · 263 posts · 168 votes
10y
@Amine E. Haven't had one in the house yet.... Just the Garage so far. At least tenant had minimum $10k liability insurance which didn't cover all but is currently making monthly payments. Tenant was at a party and claimed they didn't have anything to drink. LOL. The garage collapsed on the car and the fire department had to extricate them.
0 Reply
Joe Black
Quincy, MA · Member since 2016 · 9 posts · 6 votes
10y
Who likes to pay for insurance - except when you need to use it. Is this an owner occupied rental?
In massachusetts someone did hit my rental, luckily homeowners took care of it. But before they did
they asked about my car insurance for under or non insured coverage. At first they did not know it was the same company. Keep a level head and be professional it will work out in your favor. best of luck
0 Reply
Ryan Harris
Specialist · Wilmington, NC · Member since 2015 · 4 posts · 0 votes
10y
Just something to consider...if you could file under the vehicle insurance, you would incur non-recoverable depreciation which will decrease your total settlement. If you use your homeowner/dwelling insurance and have a decent policy with replacement cost coverage, you will likely receive the full amount it costs, minus your deductible, minus whatever your Public Adjuster charges you, which is usually a fixed % of the total loss. Most insurance companies are willing to settle and negotiate with their insured's for true fair and reasonable indemnity...i.e...the expenses you incur to return the property to prior loss condition. I work as an Independent Adjuster for Insurance Companies and I hate seeing reduced settlements to property owners perfectly capable of handling cooridinating a few contractors and a few communications with your insurance company. If you don't have the time to deal with it, a Public Adjuster and cost of their service may help. Also, keep in mind that with replacement costs recovery, you will likely have to show your receipts. The insurance companies do this to ensure "no financial gain."
0 Reply
John Thedford
Real Estate Broker · Naples, FL · Member since 2013 · 9k+ posts · 6k+ votes
10y
We had one come all the way from our front wall and lodged sticking out the back wall of the house on Christmas eve 1961. He was drunk. He later ended up crashing into a liquor store--again drunk. Perfect case of irony. Nobody got seriously hurt in our case, but is a perfect example of what can happen drinking and driving. I have NO tolerance for anyone that drives under the influence. Glad nobody was hurt in your case as well. What chapter of "how to make millions within 90 days" by Brandon Turner covered this topic:))
Love ya @Brandon Turner..just have to poke a lil fun at the king of your block:)
0 Reply
Amine E.
OP
Investor · Edmond, OK · Member since 2014 · 120 posts · 56 votes
10y
Meeting with the insurance Adjuster and my Public Adjuster Today. Hopefully everything goes smoothly.
0 Reply
Ryan Harris
Specialist · Wilmington, NC · Member since 2015 · 4 posts · 0 votes
10y
How did it go?
0 Reply

Join the conversationCreate a free account to reply, vote on answers and follow this thread.