1% rule for BRRRR in Southern Ontario

1% rule for BRRRR in Southern Ontario

Member since 2017 · 2 posts · 2 votes

Hello folks

Looking to purchase a 2nd property for BRRRR but I'm wondering if anyone is still able to find deals in Southern Ontario anywhere that meets the 1% rule. With property prices north of $400k rent would have to be $4000/mo. Is BRRRRing still feasible?

Many thanks

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Specialist · Toronto, Ontario · Member since 2012 · 2k+ posts · 891 votes
6y

I just evaluated a condo townhouse in Sarnia and it came in at 0.67%..  Single tenant not gonna work. You need multi tenant converted duplex/triplex.. 

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  • Rental Property Investor · London, Ontario · Member since 2019 · 40 posts · 10 votes
    6y

    The only place I can think of you will be able to achieve 4k a month is in GTA for SFR. You might be able to find a multifamily and get 4k a month, but not for 400k. At current market, this kind of deal doesn't show up often (not impossible).

    If you actually want to find this kind of deal, you will need to look for an off market deal.

    In case you find this kind of deal let me us know what city you bought.

  • Rental Property Investor · Stoney Creek, Ontario · Member since 2014 · 13 posts · 3 votes
    6y

    I am also struggling with this. I live in Stoney Creek/Hamilton. With the rising prices, it is very hard to reference the 1% rule. I have properties in Smithville that that are cash flowing at 0.8%. 

  • Specialist · Toronto, Ontario · Member since 2012 · 2k+ posts · 891 votes
    6y

    I just evaluated a condo townhouse in Sarnia and it came in at 0.67%..  Single tenant not gonna work. You need multi tenant converted duplex/triplex.. 

  • Investor · Boca Raton, FL · Member since 2012 · 1k+ posts · 1k+ votes
    6y

    Nope 1% hasn't existed anywhere in southern Ontario for some time now.  Possibly far north  like Timmins or Thunder Bay but even Windsor isn't possible now. Or a smaller municipality like Sarnia as Hai mentions. 

  • Member since 2018 · 10 posts · 3 votes
    6y

    @Evan Kummer I am no expert and only starting with the BRRRR strategy but .8% it is still pretty good in my opinion.

    What about the other numbers like the cash flow itself, your high ROI, the capital you get back, the fact that rent will increase each year so you will get to the 1% rule (if value increases less than rent) ?

  • Rental Property Investor · Stoney Creek, Ontario · Member since 2014 · 13 posts · 3 votes
    5y

    @Robert Bugeag sorry for the delayed response, but the cash flow is very good, hundred/property. Provided my tenants have been great, I don't intend to increase rents for a couple more years especially with the times we are in. 

  • London, Ontario · Member since 2018 · 104 posts · 38 votes
    5y

    BRRRR is definitely doable. I did one in London Ontario this year. Was able to get all my cash out.

    at the purchase price I still am not at 1%. But still cash flow $500 per month

  • Contractor · Toronto, Ontario · Member since 2017 · 26 posts · 3 votes
    5y

    following. 

    Also looking to do my first BRRR deal.

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