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Investor-friendly Lenders in Iowa

8 investor-friendly Lenders found in Iowa as of December 11, 2024

  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    Beltway Lending

    Hard/Private/Non-QM

    5.0 stars
    124 Reviews
    69 forum posts

    Hard/Private/Non-QM

    Beltway Lending is a highly specialized “refi shop” for real estate investors, that was also founded by seasoned real estate investors. Our first hand industry knowledge and experience allows us to more quickly understand your goals and financial strengths. Beltway’s team & process are second to none, and our reviews prove it. Having processed over $100 Million in Loans last year, we’ve maintained a perfect 5 star rating. Our highly responsive, dedicated team of specialists is commit... view more
  • business profile image

    NMLS # 262463

    Cardinal Financial

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    204 Reviews
    32 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    I have worked in Real Estate Lending for over 20 years and have been fortunate to have built an amazing team of other long-term industry veterans around me. Our team blends cutting edge AI technology with the more subtle industry expertise that can only truly be earned through years of experience closing loans and taking care of clients at a high level. When cookie cutter lenders without these tools and experience shrug their shoulders and say that it can't be done, we work harder to get yo... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.9 stars
    61 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
  • business profile image

    NMLS # 2059741

    Tomo Mortgage

    Conventional & Gov.

    4.5 stars
    96 Reviews

    Conventional & Gov.

    At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital

    Hard/Private/Non-QM

    4.6 stars
    207 Reviews

    Hard/Private/Non-QM

    Easy Street Capital is a private real estate lender headquartered in Austin, Texas serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. view more
  • business profile image

    Little Guy Loans, LLC

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Local & Trusted Real Estate Investment Lender. I'm Just a Little Guy from Des Moines, lending money to Real Estate Investors in Central Iowa. As Des Moines locals, we pride ourselves on our expertise and swift, efficient service. At Little Guy Loans, we're more than just a lending company—we're your dedicated partners in success. Our Team Makes the Process of Getting Financed Quick and Convenient Without the Usual Headaches That Come with Other Lending Companies. view more
  • business profile image

    Phoenix Funded

    Hard/Private/Non-QM

    237 forum posts

    Hard/Private/Non-QM

    Investing in real estate? We've got you covered! Phoenix Funded offers tailored funding solutions for Fix & Flip, Fix & Hold, New Construction, and Rental projects. Operating in 44 states (everywhere except Arizona, Nevada, Minnesota, North Dakota, South Dakota, and Vermont). We provide funding from $50,000 to $50 million. Reach out today for same-day terms and take your investment strategy to the next level! view more
Showing 1 - 8 of 8

Find a Lender in Iowa


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.