Best Idaho Mortgage Lenders
Browse 10 top-rated mortgage lenders in Idaho as of June 22, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2142653
Conventional & Gov.
Hard/Private/Non-QM
The David Greene Lending Team! Built by David himself, along with his partner, Christian Bachelder of Mortgage Mondays! The one stop shop for all your lending needs. From conventional loans to DSCR to hard money financing, we have it all! view more -
NMLS # 66247
Cardinal Financial - David Ross
Conventional & Gov.
Hard/Private/Non-QM
217 Reviews4.9 stars32 forum postsConventional & Gov.
Hard/Private/Non-QM
I have worked in Real Estate Lending for over 20 years and have been fortunate to have built an amazing team of other long-term industry veterans around me. Our team blends cutting edge AI technology with the more subtle industry expertise that can only truly be earned through years of experience closing loans and taking care of clients at a high level. When cookie cutter lenders without these tools and experience shrug their shoulders and say that it can't be done, we work harder to get yo... view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more -
NMLS # 2059741
Conventional & Gov.
At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more -
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
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NMLS # 1191010
Best Loan Choice
Hard/Private/Non-QM
Hard/Private/Non-QM
At Best Loan Choice, we provide real estate investors with smart, flexible financing built to support long-term growth and short-term success. Our DSCR loan programs feature some of the most competitive rates in the industry, with streamlined approvals and terms that make scaling your portfolio simpler. We also offer a suite of Fix & Flip solutions — including options with up to 92.5% LTC and programs that feature deferred payments for the first 6 months, designed to give investors the brea... view more
Idaho Mortgage Rates Today
How to Find a Lender in Idaho
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"