Best Illinois Mortgage Lenders
Browse 16 top-rated mortgage lenders in Illinois as of June 25, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
NMLS # 19291
Conventional & Gov.
We have a minimum loan amount of $100,000 for our financing. First-time home buyers, seasoned investor, house hackers are our specialty! I am local to Illinois and an investor myself in both multiunit and single unit properties. Getting the best possible mortgage for your particular situation is key. For many people, however, the process of obtaining a residential mortgage loan is intimidating and complicated. Luckily, you have an ally in A and N Mortgage Services, Inc. Weāre an establishe... view more -
NMLS # 2590002
Hard/Private/Non-QM
Welcome to All Loans Funding, your go-to destination for real estate investment financing. Specializing in DSCR, Fix & Flip, Bridge, and Hard/Private Money Loans, we empower investors and property owners to achieve their financial goals with confidence. Our seasoned professionals offer personalized solutions tailored to your unique needs, whether you're a seasoned investor or a first-time buyer. With transparent communication and a commitment to excellence, we ensure your investment endeav... view more -
NMLS # 2059741
Conventional & Gov.
At Tomo Mortgage, you gain more than just a lenderā we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industryās lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more -
NMLS # 1740672
Conventional & Gov.
Hard/Private/Non-QM
Free refinances to our existing clients for life! If rates drop, we cover all 3rd-party fees to refinance and lower your rate. Lendevity is a wholesale mortgage broker partnered with over 60 highly rated lenders in the nation. We offer more options compared to the cookie-cutter solutions provided by traditional banks. Our access to a wide range of lenders and loan products allows us to tailor solutions to fit the unique needs of each client. This flexibility ensures that we can find the m... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 1403
Conventional & Gov.
Hard/Private/Non-QM
At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or ... view more -
Hard/Private/Non-QM
Red Rock Capital is a highly experienced real estate investment lender active in 39 states. We specialize in financing 1-4 unit residential investment properties with lending programs including: Bridge, Fix and Flip, DSCR rental loans, and New Construction. We also offer Non-Recourse lending options for Self-directed IRA's/401K investors. Bridge Loans & Fix and Flips Loans up to $5M DSCR LTV's up to 85% for purchase/rate term and 80% for cash-out in select states DSCR loan amount... view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights š š Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term š š± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
NMLS # 2191655
Conventional & Gov.
At Resolute Lending, we are your go-to broker expert for real estate financing and investment, licensed across multiple states. With a wealth of experience and over 50 lender relationships, we provide creative financing solutions tailored to your needs. Whether you're house hacking, rehabbing, or expanding your rental portfolio, we offer creative financing options to help you achieve your goals. Our expertise extends beyond investor services. We specialize in VA home loans and are proud to... view more
Illinois Mortgage Rates Today
How to Find a Lender in Illinois
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financingālike quick approvals for competitive marketsācan reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"