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Posted about 12 years ago

HARP Refinance Leads for more completed transactions

Leveraging our unique relationship with all three credit bureaus, our HARP Refinance Leads can identify the most qualified homeowners that have the opportunity to lock in low interest rates and reduce their monthly payments. One of the chief advantages of the revamped HARP 2.0 program is the more liberal eligibility guidelines that allow underwater homeowners that are otherwise current on their mortgage to refinance. 
According to the latest statistics from CoreLogic, the number of underwater homes spiked in the fourth quarter of 2011 to 11.1 million. Homeowners in a near-negative equity position - borrowers with less than 5 percent of equity - hovered at 2.5 million. A staggering 27.8 percent of all residential properties were underwater or in near-negative equity. Our HARP Mortgage Leads put your message of more affordable mortgage payments in front of these homeowners that now have the capability under HARP 2.0 to make their homes more affordable. 
Drawing from our tri-bureau, prescreened consumer credit platform, we can use a "soft" credit inquiry to identify current borrowers that have Freddie and Fannie loans originated before June 1, 2009, all requirements of the revamped HARP 2.0 program. We can refine the search by credit score and other attributes to isolate the most promising HARP Refinance Leads to grow your business. 

HARP Refinance Leads for Lenders, Loan Officers and Servicers: 

Imagine calling up your existing client base that have already agreed to do business and telling them that they qualify for a new government program which will lock in historically low interest rates and reduce their monthly mortgage payment. Chances are, they will want to hear more. Since you already do business with the borrower, you have instant rapport. This is quite a unique opportunity. 

HARP Refinance Leads for Brokers: 


If you are broker, you don't have the same "in" as working directly for a lender, you can greatly increase your efficiency and return on marketing dollars, by targeting homeowners that are most qualified to refinance. Our philosophy is that an application that goes funded is a total waste of resources. It's possible to spend a lot of money to reach out to homeowners that respond to your offer, but have their application go down in flames once it reaches underwriting. By using "soft" credit data, you can make sure that you are marketing to borrowers that meet the exact requirements for HARP 2.0. 
We'd be go to the drawing board and tell you how many homeowners meet your criteria, and bounce some ideas around. Call a HARP Refinance Leads expert at 866-490-3459 or visit www.preforeclosuredata.net/harp-refi-leads.html to fill out a quick form with your criteria. 


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