SBA Loans for Car Wash Businesses: Get the Funding You Need
Friday, July 17
If you're looking at acquiring a car wash with an SBA loan, there's a number most buyers don't hear about until they're already sitting across from a lender. It catches a lot of people off guard, so I wanted to break it down here. Why car washes get priced differently SBA classifies car washes as...
Unsecured Gap Funding, Close Deals Without Risking What You Own
Wednesday, July 15
If you have used hard money before, you know the pattern. Your lender covers roughly 70 to 80% of the deal, depending on your experience and the relationship you have built with them. Everything else, the down payment, closing costs, or the first draw, is on you to figure out. That gap has to be ...
Down Payment Gap Funding, Never Lose a Good Deal
Wednesday, July 15
If you've been investing for a while, you've probably had this happen, or heard about it happening to someone else. Closing is days away, and the person who was covering your down payment goes quiet. No warning. No backup plan. Just a gap that's suddenly wide open again. I want to break down why ...
How to Turn a Fix and Flip Into an Airbnb Without Refinancing Twice
Tuesday, July 14
There's a moment on almost every flip where the math starts looking different. You finish the rehab, you're staring at the comps, and you realize the property might actually cash flow better as a short term rental than it would as a sale. Once you factor in agent commissions, closing costs, and c...
How to Use DSCR Loans to Buy Airbnb Properties
Tuesday, July 14
If you've scaled past one or two short term rentals, you've probably already felt the wall coming. Not a lack of deals, but a personal debt to income ratio that's maxed out and lenders who suddenly get a lot less enthusiastic. DSCR loans exist for exactly this problem. Instead of underwriting you...
How Business Credit Can Help You Scale an Airbnb Portfolio
Tuesday, July 14
If you're trying to get into short term rentals and keep hitting the same wall, either your personal credit isn't strong enough yet, or you don't want to drain savings, or you don't want your DTI and utilization taking a hit before you go for your next DSCR loan, there's a route worth understandi...