Morby Method vs Gap Funding: Why These Aren't Competing Strategies
Thursday, July 09
If you spend any time in creative finance circles you've probably heard of the Morby Method, also called the Capital Stack Method or Stack Method. And if you've looked into gap funding at all, you might assume the two compete with each other. They don't. They solve two completely different proble...
Home Equity Investment vs HELOC: Which One Wins
Thursday, July 09
If you've got equity sitting in your property and you're trying to figure out how to access it without selling, you've probably run into two very different options: the HELOC you already know, and a newer product called a home equity investment that a lot of investors haven't looked closely at ye...
The Real Reason Owner-Operators Don't Make It Past Year 2
Tuesday, July 07
If you've ever financed an investment property, you already understand a version of this problem. The purchase price isn't what gets people into trouble. It's what happens after closing, when there's no reserve left to cover a vacancy, a repair, or a slow month. The same pattern is quietly wrecki...
The Coming Wave of Business Acquisitions: Why 92% of Profitable Small
Tuesday, July 07
If you're focused on real estate, you've probably felt the market get more competitive over the past few years. But there's another asset class quietly building up behind the scenes, and most investors haven't caught on yet: small businesses. Here's the setup. Baby boomers own somewhere between 2...
The Real Estate Capital Stack, Explained the Right Way (Not the Instit
Tuesday, July 07
If you've spent any time researching how to fund a deal with none of your own cash, you've probably run into the term "capital stack." And you've probably noticed that the answers online contradict each other. That's because there are two completely different things being called the same name. Th...
The Gator Method: What It Actually Costs and Whether You Need It
Monday, July 06
If you spend any time in real estate investing forums, you've probably run into the term "Gator method" lately. It's become one of the most searched phrases in creative financing circles, and it's easy to see why the concept is appealing. It promises a way to close the gap between what your prima...