MCA Debt Consolidation & Settlement: Everything You Need to Know
Monday, July 13
If you have ever taken a merchant cash advance to cover an emergency, you already know how fast it can turn into a bigger problem than the one it solved. One advance covers payroll or a repair. The daily withdrawal eats into cash flow more than expected. A second advance covers the gap the first ...
Can You Use a HELOC to Flip Houses? Everything Investors Need to Know
Friday, July 10
HELOC vs Hard Money for Flipping: What the Real Numbers Actually Show There's a lot of debate in this community about whether a HELOC or hard money is the "better" way to fund a flip. Most of that debate misses the point. The real question isn't which one wins. It's which one fits the deal in fro...
How to Fund A Dumpster Rental Business
Friday, July 10
Dumpster rental gets overlooked as a business model way more than it should. It throws off recurring, predictable revenue once it's running, but almost everyone rules it out before they even get started because of one number: the truck. Used roll off trucks run $40K to $90K. New ones start around...
Second Position Gap Funding Explained, Why It’s Rare
Thursday, July 09
If you've spent any time in the fix and flip or BRRRR groups, you've probably seen the same two gap funding structures come up over and over. Cross collateralizing a separate property, or seller carry back financing. What almost nobody talks about is a third structure, and there's a good reason f...
ROBS Funding for Business and Franchise Buyers: What It Actually Costs
Thursday, July 09
If you've been researching ways to buy a business or franchise without going through a bank, you've probably come across ROBS. It sounds almost too good to be true. Use your retirement account to fund the purchase, tax free and penalty free, no debt, no interest payments. It's real. It's an IRS r...
Morby Method vs Gap Funding: Why These Aren't Competing Strategies
Thursday, July 09
If you spend any time in creative finance circles you've probably heard of the Morby Method, also called the Capital Stack Method or Stack Method. And if you've looked into gap funding at all, you might assume the two compete with each other. They don't. They solve two completely different proble...