Min & Max Conventional Limits - VA & FHA & Fannie Mae & Freddie Mac

Loan limits increase from a single family to a four plex. 

Minimum loan limits - You can go as low as $10,000 nationwide

Here is a link to maximum loan limits for VA, FHA and Fannie Mae and Freddie Mac..... The maximum loan limit is county wide.

FHA;

FHA Look Up Mortgage Limits

Conventional (Fannie Mae and Freddie Mac) chart for 2017

Conforming Look Up Mortgage Limits.

VA county loan limit:

VA Loan Limits......... Currently, the same as Conforming Limits

• Conforming Look Up For VA
• PLEASE NOTE: For purposes of determining the VA guaranty, lenders are instructed to reference only the One-Unit Limit column in the FHFA Table “Fannie Mae and Freddie Mac Maximum Loan Limits for Mortgages Acquired in Calendar year 2015 and Originated after 10/1/2011 or before 7/1/2007”.

For 2017....

FHA Basic standard mortgage limits are:
Single - $275,665

Duplex - $352,950

Triplex - $426,625

Fourplex - $530,150

Fannie Mae/Freddie Mac standard mortgage limits are:

1 unit - $424,100

2 unit- $543,000

3 unit - $656,350

4 unit - $815,650

Conforming FHA Basic High Cost area limits are:

Single - $636,150

Duplex - $814,500

Triplex - $984,425

Fourplex - $1,223,475

Maximum Conforming limits are below (If Your Area Qualifies, For Specialty Financing);

Honolulu;                  Kalawao, Maui;         Kauai;

1 unit - $721,150      1 unit - $657,800      1 unit - $713,000

2 unit - $723,050      2 unit - $842,100      2 unit - $912,750

3 unit - $1,115,800   3 unit - $1,017,900   3 unit - $1,103,350

4 unit - $1,386,650   4 unit - $1,265,000   4 unit - $1,371,150

Fannie Mae/Freddie Mac High Cost are limits are the same as FHA.

This information is accurate as of the time of posting. Please also verify the accuracy of this information at the time you are considering these options as guidelines change.