INVESTMENT PROPERTY FINANCING - OVER 10 FINANCED

*UNLIMITED AMOUNT OF FINANCED PROPERTIES – MORE THAN 10 FINANCED PROPERTIES ALLOWED. (ONLY 5 LOANS ALLOWED UNDER THIS PROGRAM)

*MINIMUM $100K LOAN AMOUNT – NO EXCEPTIONS

Purchase/Rate & Term Criteria – LTV

1-4 Unit Residential Property

• 85% LTV
  • 660 Credit Score Required
  • $1,500,000 max loan amount
  • 9 months Reserve Requirement
  • NO Mortgage Insurance
• 80% LTV
  • 620 Credit Score Required
  • $1,500,000 max loan amount
  • 6 months Reserve Requirement
• 75% LTV
  • 620 Credit Score Required
  • $1,750,000 max loan amount
  • 6 months Reserve Requirement
• 70% LTV
  • 620 Credit Score Required
  • $2,000,000 max loan amount
  • 6 months Reserve Requirement

Cash Out Refinance –

1-4 Unit Residential Property

• 80% LTV
  • 640 Credit Score Required
  • $1,000,000 max loan amount
  • 6 months Reserve Requirement
  • Maximum Cash Back $350k

*6 months reserves required for all additional properties.

*Up to 6% Seller Contributions Allowed

*ESCROW WAVERS NOT ALLOWED

*Non Traditional Credit Not Permitted

*Declining Markets noted by appraiser - LTV will be reduced by 5%

* New York and Maine now available, Most States This Program is Available!

* Massachusetts not allowed

Properties Allowed:

Single Family (Detached, Semi Detached, Attached)

1-4 units

PUD (Detached, Attached)

Warrantable Condominium(Detached, Attached)

Non-Warrantable Condominiums Attached/Detached) including Condo-tels.

(Subject to Prime Lending Approval)

Some of the top rental markets that we lend in, but are not limited too are;

Colorado Springs, CO,  Ogden, UT,  Lakeland, FL,  Stockton, CA,  Fort Worth, TX,  Nashville, TN,  Jacksonville, FL,  Orlando, FL,  Charlotte, NC,  Fresno, CA,  Indianapolis, IN,  Atlanta, GA,  Sacremento, CA,  Grand Rapids, MO,  McAllen, TX,  Greenville, SC,  Tucson, AZ,  Omaha, NE,  Minneapolis - St Paul, MN,  Raleigh, NC,  San Antonio, TX,  Winston Salem, NC,  Oklahoma City, OK,  Columbus, OH,  Minneapolis, MN,  San Antonio, TX,  Charlotte, NC,  Arlington, TX,  Reno, NV,  Richmond, VA,  Pheonix, AZ,  Durham, NC,  Las Vegas, NV,  Nashville, TN,  Boise, ID,  Seattle, WA,  Cleveland, OH,  Tampa, FL,  St Petersburg, FL,  Portland, OR,  Corpus Christi, TX,  San Diego, CA,  Cincinnati, OH,  Wichita, KA,  Baton Rouge, LA,  Virginia Beach, VA,  Los Angeles, CA,  Louisville, KY,  Madison, WC,   Austin,  TX