Six More Observations from Early Retirement
Wednesday, August 24
This article first appeared on www.loadeforlife.com A few months after retiring, I offered . As I reach my one year retirement anniversary, I want to share six more observations. I hope these help you in making your future retirement plans. Making the Right Decision So, my first observation i...
Retirement: Withdrawal Rates, Longevity and RMD Taxes
Thursday, April 21
This article first appeared on www.LoadedforLife.comThere are two main concerns for retirees when drawing down assets in retirement. The first is longevity risk which is whether they will have enough money to last their lifetime. The second is minimizing tax obligations to keep more of their reti...
Reducing Taxes and Expenses When Selling Rental Properties
Thursday, April 21
This article first appeared on www.loadedforlife.com Selling Rental Properties: Overview of Taxes and Expenses Real estate investing is a great way to build a portfolio of appreciating assets while also generating rental income. But, as investors get older they may look to sell some rentals. Sell...
Investing Mindset: Ignoring the Noise of Negativity
Thursday, March 17
This article first appeared on www.loadedforlife.com As a kid growing up there was a cartoon called the Adventures of Gulliver. One of the characters is , who offers only negativity whenever his team faces a challenge. His comments follow a running theme, "It will never work," "We're done for," ...
Dollar Cost Averaging with Real Estate
Thursday, March 10
This article first appeared on www.loadedforlife.com Dollar Cost Averaging Overview Investors are often familiar with dollar cost averaging when it comes to stocks. An investor purchases stock in a company or index fund over time at various prices. Some shares are priced high while others are pri...
Taxes on 401k Retirement Withdrawals
Thursday, February 24
This article first appeared on www.loadedforlife.com One of the key advantages of retirement plans like , Thrift Savings Plan for federal government employees or is the ability to shelter income from taxes while working. Contributions to these accounts are not taxed until the funds are withdrawn...