Withdrawing Funds in Retirement
Sunday, October 10
This article first appeared on www.LoadedforLife.com Investors often have a great plan to save for retirement, but neglect to consider how they will drawdown these assets in retirement. Some retirees also find the transition from asset accumulation to distribution to be a bit scary. This is unde...
Turning Age 50: 10 Factors to Consider (part 2)
Tuesday, August 31
This article first appeared on www.loadedforlife.com This article is the second in a series, please start with . 6) Don’t Hold Too Much Cash Some investors become more risk averse as they age, fearing they lack the time to recover from market selloffs. This fear leads to holding too much cash or ...
Turning Age 50: 10 Factors to Consider (part 1)
Tuesday, August 24
This article first appeared on www.LoadedforLife.comAs you reach age 50 it is time to get serious about your eventual transition to retirement or semi-retirement. Consider these ten factors to successfully manage your retirement resources. Remember that retirement is a marathon, not a sprint. Pro...
Reverse Mortgage: A Path to Tax Free Retirement Income
Friday, July 02
This article first appeared on www.loadedforlife.comReverse Mortgage Explained A reverse mortgage (also known as a home equity conversion mortgage or HECM) is a loan available to people who are age 62 or older who want to convert part of the equity in their home into a payment stream. An advanta...
Retiring at Age 50 with College Aged Kids
Friday, June 18
This article first appeared on www.loadedforlife.com There are many ways to achieve financial freedom. The key is finding a mix of investments that provide enough retirement income to outpace inflation while also matching your appetite for risk. Adding in some enjoyable side hustles or part-time...
Ready to Retire? Beware of Inflation Risk
Thursday, May 27
Inflation Diminishes Purchasing Power Over Time Inflation causes the gradual rise in prices and the slow decline in the purchasing power of our money over time. For example, if the annual inflation rate is 3% per year, a $1 apple today will cost $1.03 next year. As we apply a 3% inflation rate mo...