Best Michigan Mortgage Lenders
Browse 25 top-rated mortgage lenders in Michigan as of October 2, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1933377
Conventional & Gov.
Hard/Private/Non-QM
We deliver investor-friendly financing FAST — Direct lending, no junk fees, 15-day close Guarantee + DSCR & Self-Employed Loan Experts. TQL is your one-stop partner for Traditional & Non-Traditional Loan Products — from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. ✅ No lender fee Refi's for Returning Clients ✅ Access to All our Investor Resources ✅ Mission+ Purpose Driven Mortgage Lender ✅ Team of real estate investors who ge... view more -
NMLS # 1508627
Hard/Private/Non-QM
LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more -
Hard/Private/Non-QM
CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 5000 borrowers and funded over $1B in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fami... view more -
NMLS # 2551814
Conventional & Gov.
Hard/Private/Non-QM
5.0 Google Rating, combined 25 years of mortgage experience working with the largest corporate lenders. Now Mortgage Brokers but also investors in real estate using DSCR, BRRR, fix and flip, buy and hold strategies in Metro Detroit. We can offer products from dozens of banks across the country, understand their qualifications, and understand clients needs because we're not just experienced loan officers but investors as well. view more -
NMLS # 2468614
Conventional & Gov.
Hard/Private/Non-QM
Cap One Lending – 5-Star Rated, Investor-Focused Financing Cap One Lending is a veteran-owned, 5-star rated direct lender specializing in Hard Money Fix & Flip, Fix & Rent / BRRRR, and DSCR Rental Loans (short & long term)—plus FHA, VA, USDA, and Conventional mortgages for primary and secondary homes. We’re built for investors: fast decisions, flexible loan programs, and decades of experience helping clients grow their portfolios. Whether you’re buying, refinancing, or pulling cash out,... view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties, ground-up construction projects, and rentals. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. view more -
NMLS # 1403
Conventional & Gov.
Hard/Private/Non-QM
At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or ... view more -
Hard/Private/Non-QM
We Fund Deals® The Hard Money Co. is a private lender for real estate investors. We do fix & flip, BRRRR, and rental loans, funded nationwide. Close in 7–10 days, not 30–45. No appraisal required, because we value in-house. No credit pull to qualify. Approvals in as little as 24-48 hours. 17+ years in the business. $400M+ funded across 1,000+ projects. 4.7★ from 248 reviews. Brokers: we pay your fee on every deal, and the client stays yours. Have a deal? Send it at thehardmoney... view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights 🏠🚀 Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term 🏠😱 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more
Michigan Mortgage Rates Today
How to Find a Lender in Michigan
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"