Best Michigan Mortgage Lenders
Browse 27 top-rated mortgage lenders in Michigan as of May 24, 2026. See lender reviews, ratings, and investment specialties.
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Experts in refinancing commercial property mortgages, apartment buildings & single-family rentals. 30-year terms are available. Rates range from 8.865%-11% and close usually in 3-4 weeks. This is private money, non-bank financing & much less paperwork than a bank. Up to 75% loan to value. view more
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NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more -
NMLS # 1160240
Angel Oak Mortgage Solutions - Consumer Direct
Hard/Private/Non-QM
Hard/Private/Non-QM
Angel Oak assists people achieve homeownership by delivering flexible mortgage solutions built for real-life situations. We are committed to delivering a lending experience that is straightforward, transparent, and easily accessible, with particular focus on borrowers who may not fit traditional underwriting guidelines. Through a combination of innovative products and dedicated, client-focused service, we support borrowers with the clarity and confidence needed to navigate every stage of the ... view more -
NMLS # 1627183
CoreVest Finance
Hard/Private/Non-QM
Hard/Private/Non-QM
CoreVest is a leading private lender providing direct, reliable capital to residential real estate investors and builders focused on non-owner occupied residential properties. Backed by in-house capital markets (and our parent company, Redwood Trust), construction management, and underwriting expertise, CoreVest delivers both recourse and non-recourse financing solutions to individual investors and institutional partners alike. With deep industry experience and trusted capital partnerships, C... view more -
Hard/Private/Non-QM
J James Capital LLC is committed to helping Real Estate Investors strategize to make their goals a reality using Private Money. We work with the top Private Money Lenders in the business which makes your investing goals possible. Fix & Flips, DSCR, STR, LTR, BRRR, Cash out refi's, Ground-up Construction and more... What you don't need: A Perfect Credit Score A History of Investing A High Income A W-2 Job What you do need: A Profitable Deal A Simple Loan Request A Broker Who knows h... view more -
NMLS # 2591548
Hard/Private/Non-QM
United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks o... view more -
NMLS # 6606
New American Funding
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
We specialize in financing solutions for real estate investors, offering competetive DSCR loans and a full range of non-QM mortgage products for rental properties, multi-family, single-family, condos and portfolio expansion. Our team understands the unique needs fo investors and provides flexible loan options, fast closings, and streamlined approvals designed to help clients scale their real estate investments with confidence. Whether you're purchasing, refinancing or growing your portfolio... view more
Michigan Mortgage Rates Today
How to Find a Lender in Michigan
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"