Best Michigan Mortgage Lenders
Browse 23 top-rated mortgage lenders in Michigan as of September 24, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
At J James Capital LLC, we provide fast, flexible, creative financing solutions engineered specifically around your real estate deals—not rigid bank guidelines. With over 40 years of hands-on experience as investors, brokers, and landlords, we understand what it takes to get deals across the finish line. We partner with a nationwide network of top-tier private and hard money lenders to secure non-QM capital tailored to your strategy, timeline, and leverage needs. Core Loan Programs F... view more -
NMLS # 376205
Bello Mortgage powered by Coast2Coast Mortgage
Conventional & Gov.
Hard/Private/Non-QM
159 forum postsConventional & Gov.
Hard/Private/Non-QM
Mortgage brokers who actually shop! Bello Mortgage team has closed with over 80+ lenders in the last 2 years. Many lenders can say they work with a lot of lenders, most close 80% of their loans with one lender. Bryan is an active real estate investor with over 29 years of lending industry experience, having completed his first refinance in 1997. We specialize in investor-focused financing solutions—including DSCR loans, HELOCs, and HELOANs—matching your exact strategy with the optimal lender ... view more -
NMLS # 757416
Conventional & Gov.
Hard/Private/Non-QM
Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. We offer extremely competitive interest rates on investment properties - loan options include Conventional, DSCR, Home Equity Loans, and more. Conventional rates can be viewed here - https://www.bisonstatebank.com/todays-rate/. Since 1901, our bank has been dedicated to providing an excepti... view more
Michigan Mortgage Rates Today
How to Find a Lender in Michigan
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"