Best New York Mortgage Lenders
Browse 17 top-rated mortgage lenders in New York as of June 29, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1508627
Hard/Private/Non-QM
LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more -
NMLS # 133519
Conventional & Gov.
Hard/Private/Non-QM
Not just any lender, theLender! š We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. š Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. š At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more -
NMLS # 2590002
Hard/Private/Non-QM
Welcome to All Loans Funding, your go-to destination for real estate investment financing. Specializing in DSCR, Fix & Flip, Bridge, and Hard/Private Money Loans, we empower investors and property owners to achieve their financial goals with confidence. Our seasoned professionals offer personalized solutions tailored to your unique needs, whether you're a seasoned investor or a first-time buyer. With transparent communication and a commitment to excellence, we ensure your investment endeav... view more -
NMLS # 1740672
Conventional & Gov.
Hard/Private/Non-QM
Free refinances to our existing clients for life! If rates drop, we cover all 3rd-party fees to refinance and lower your rate. Lendevity is a wholesale mortgage broker partnered with over 60 highly rated lenders in the nation. We offer more options compared to the cookie-cutter solutions provided by traditional banks. Our access to a wide range of lenders and loan products allows us to tailor solutions to fit the unique needs of each client. This flexibility ensures that we can find the m... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
Ameristar Financial Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
The Fastest closing private mortgage lender in NY. We can fund your deal in as quickly as 48 hours!! Specialize in Fix N Flip, Bridge, Rehab, Buy and Hold 30 Year DSCR loans. Distressed, bank foreclosures, long term and short-term rentals such as Airbnb, VRBO, Visting Nurses, Pad Split and Co-Living properties. Relationship based lender that establishes long term relationships with real estate investors. No tax returns, no financials, soft credit pull, no appraisals on most loans. No le... view more -
Gauntlet Funding
2 forum postsCustomer focused lender to real estate investors. Get Funded or Call Us Today (631)201-5569. Loan Programs: Gauntlet Funding Group offers a wide variety of loans: Private Money Rehabilitation Loan, Private Money Bridge Loan, Private Money Refinance view more -
Hard/Private/Non-QM
**NO POINTS Programs. Rates from 10.5%.** Hard Money, Ground Up, and Bridge Loans. Accolend is an experienced, direct, private lender. We offer unique Fix and Flip, Ground-Up, and Bridge programs with NO POINTS. We offer fast and reliable service and can fund within 5-10 business days. If you are looking for a low-cost lender with no points, good service, and full cost transparency, you will find a good fit with us. You can find more information at accolend.com view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights š š Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term š š± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiaviās 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
New York Mortgage Rates Today
How to Find a Lender in New York
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financingālike quick approvals for competitive marketsācan reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"