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Investor-friendly Lenders in New Jersey

13 investor-friendly Lenders found in New Jersey as of December 11, 2024

  • business profile image

    brrrr.com

    Hard/Private/Non-QM

    4.7 stars
    29 Reviews
    1 forum post

    Hard/Private/Non-QM

    A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    801 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
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    Beltway Lending

    Hard/Private/Non-QM

    5.0 stars
    124 Reviews
    69 forum posts

    Hard/Private/Non-QM

    Beltway Lending is a highly specialized “refi shop” for real estate investors, that was also founded by seasoned real estate investors. Our first hand industry knowledge and experience allows us to more quickly understand your goals and financial strengths. Beltway’s team & process are second to none, and our reviews prove it. Having processed over $100 Million in Loans last year, we’ve maintained a perfect 5 star rating. Our highly responsive, dedicated team of specialists is commit... view more
  • business profile image

    NMLS # 2059741

    Tomo Mortgage

    Conventional & Gov.

    4.5 stars
    96 Reviews

    Conventional & Gov.

    At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more
  • business profile image

    NMLS # 2136647

    Ark Home Loans

    Hard/Private/Non-QM

    5.0 stars
    2 Reviews

    Hard/Private/Non-QM

    Ark Home Loans is a mortgage brokerage based out of CA with over 25 years of experience. We specialize in Fix & Flip, Buy & Hold (DSCR), and private bridge financing. Our products offer aggressive and lenient guidelines while offering competitive rates. Doing business in 43 states. view more
  • business profile image

    NMLS # 1623101

    Investor Property Loan

    Hard/Private/Non-QM

    5.0 stars
    240 Reviews
    2211 forum posts

    Hard/Private/Non-QM

    Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $1... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital

    Hard/Private/Non-QM

    4.6 stars
    207 Reviews

    Hard/Private/Non-QM

    Easy Street Capital is a private real estate lender headquartered in Austin, Texas serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. view more
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    iFund Loans .

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    As a direct lender, it gives us the ability to be flexible on our non-owner occupied commercial & investment loans. Our rates are competitive with no hidden fees! Our loan amount limits are between $50K - $300M. We specialize in Fix & Flip/Hold, Buy & Hold, DSCR, Commercial, New Construction, and more. view more
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    Legacy Leverage

    Hard/Private/Non-QM

    2 forum posts

    Hard/Private/Non-QM

    Legacy Leverage, your trusted partner in hard money, private money, construction and rental loans. We specialize in providing fast, reliable financing solutions tailored to real estate investors of all levels (No Experience Needed.) Whether you're a new investor looking to fund your first flip, an experienced developer building commercial buildings or part time entrepreneur expanding your rental portfolio. With over 9 figures in closed loans, our experienced team is committed to helping you s... view more
Showing 1 - 10 of 13

Find a Lender in New Jersey


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.