Best Massachusetts Mortgage Lenders
Browse 20 top-rated mortgage lenders in Massachusetts as of July 24, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2279863
Hard/Private/Non-QM
Rated 5 stars on Google with 100+reviews! Direct Lender for Rentals (DSCR), Fix & Flips, Rehab-to-Hold/Rent, and Ground-up Construction. HIGHEST RATED LENDER ON BiggerPockets. Minimum FICO is 700 and Minimum Loan Amount is $150,000 per property. view more -
NMLS # 2117164
Hard/Private/Non-QM
BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors. view more -
Hard/Private/Non-QM
CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more -
NMLS # 133519
Conventional & Gov.
Hard/Private/Non-QM
Not just any lender, theLender! 🌟 We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. 🏆 Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. 📈 At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more -
Hard/Private/Non-QM
Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate,... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 1591856
Conventional & Gov.
Hard/Private/Non-QM
We get it—mortgages are confusing. That’s why we’ve been simplifying homeownership in Bristol County since 2017. Maybe you’re a first-time home buyer who’s new to mortgages. Or perhaps you have questions about refinancing your current home loan or buying some investment property. Whatever your needs we are ready to guide you towards solutions personalized for you. Discover why we’re the best place in Massachusetts and Rhode Island to get a mortgage. view more -
NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more
Massachusetts Mortgage Rates Today
How to Find a Lender in Massachusetts
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"