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Best Massachusetts Mortgage Lenders

Browse 24 top-rated mortgage lenders in Massachusetts as of October 24, 2026. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 2419089

    Diversified Financing Solutions

    Hard/Private/Non-QM

    5.0 stars
    4 Reviews
    10 forum posts

    Hard/Private/Non-QM

    Diversified Financing Solutions offers the highest level of customer service and competitive pricing you will find in private lending. Offering bridge, rehab, and rental financing with terms from 12 to 360 months. Apply today or call to speak to one of our mortgage planners and discover what Diversified Financing Solutions can do for you! Diversified Financing Solutions was founded by experienced Real Estate Professionals. We have vast experience in Real Estate Asset Management, Bank Owne... view more
  • business profile image

    NMLS # 2117164

    Best Lending Co

    Hard/Private/Non-QM

    5.0 stars
    60 Reviews
    266 forum posts

    Hard/Private/Non-QM

    BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors. view more
  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    144 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
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    CapSource LLC

    Hard/Private/Non-QM

    4.9 stars
    47 Reviews
    440 forum posts

    Hard/Private/Non-QM

    CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more
  • business profile image

    NMLS # 2468614

    Cap One Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    595 Reviews
    1 forum post

    Conventional & Gov.

    Hard/Private/Non-QM

    Cap One Lending – 5-Star Rated, Investor-Focused Financing Cap One Lending is a veteran-owned, 5-star rated direct lender specializing in Hard Money Fix & Flip, Fix & Rent / BRRRR, and DSCR Rental Loans (short & long term)—plus FHA, VA, USDA, and Conventional mortgages for primary and secondary homes. We’re built for investors: fast decisions, flexible loan programs, and decades of experience helping clients grow their portfolios. Whether you’re buying, refinancing, or pulling cash out,... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.8 stars
    69 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties, ground-up construction projects, and rentals. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. view more
  • business profile image

    NMLS # 1591856

    Troy City Mortgage LLC

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    247 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    We get it—mortgages are confusing. That’s why we’ve been simplifying homeownership in Bristol County since 2017. Maybe you’re a first-time home buyer who’s new to mortgages. Or perhaps you have questions about refinancing your current home loan or buying some investment property. Whatever your needs we are ready to guide you towards solutions personalized for you. Discover why we’re the best place in Massachusetts and Rhode Island to get a mortgage. view more
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    Atlantic National Trust

    Hard/Private/Non-QM

    3.0 stars
    2 Reviews

    Hard/Private/Non-QM

    Atlantic National Trust is a private financial firm based on Portland, Maine’s historic waterfront. Founded in 1995, Atlantic combines expertise in finance and real estate to create mutually beneficial transactions for its business partners. Avoid the timely underwriting process of conventional lenders. Atlantic’s loan experts have the resources to close transactions faster. Loan Amounts: $100,000 - $3,000,000 Loan-to-Value: Up to 70% Interest Rate: Deal Dependent, please inquire ... view more
  • business profile image

    NMLS # 1591

    Churchill Mortgage Corp

    Hard/Private/Non-QM

    5.0 stars
    73 Reviews
    10 forum posts

    Hard/Private/Non-QM

    As a veteran lender with over 20 years' experience and investor of over 15 years, I've come to learn the unique needs of individual investors who have unique profiles. Well versed in financial concepts, infinite banking and HELOC strategies, my unique 1st and 2nd lien HELOC product offerings aid to help capitalize, increase liquidity and setup for future passive income asset acquisitions. Originally from CT now residing in Nashville, I'm licensed to originate HELOC's, Conventional, Non-QM a... view more
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    Best Price Lending

    Hard/Private/Non-QM

    195 forum posts

    Hard/Private/Non-QM

    We Provide DSCR, Fix and Flip, Fix and Hold, New Construction, and Rental Loans for Investors, we lend in 39 states. We do loans from $100,000 to $5 Million, give us a call we will get you terms same day. view more
Showing 1 - 10 of 24 Massachusetts Lenders

Massachusetts Mortgage Rates Today

How to Find a Lender in Massachusetts


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.