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Investment property lenders in Massachusetts

Browse 204 lenders who fund investment property in Massachusetts as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 204 lenders funding investment property in Massachusetts

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  • The Rent Fund

    No NMLS on file

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    The Rent Fund helps real estate investors finance rental and investment properties: DSCR loans for long-term and short-term rentals, fix and flip, bridge, rehab for buy and hold, cash-out and rate-and-term refinance, and ground-up construction. We're a broker, so instead of pushing one lender's program, we shop your deal across wholesale lenders and match it to the one that actually fits. We work with investors on non-owner-occupied properties in over 30 states, including first-time investors, self-employed borrowers, and foreign nationals. Not sure which loan fits your plan? Send us the numbers and we'll give you a straight answer on what it takes to qualify, at no cost and with no pressure.

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  • The Rueth Team

    NMLS #3029

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Most lenders understand loans. We understand portfolios, because we're building one ourselves. The Rueth Team is led by Nicole Rueth, a mortgage strategist with 60+ doors, active acquisitions, and two decades of closing complex deals. When you bring us a deal, we're not running it through a checklist. We're modeling it the same way we model our own: cash flow, leverage, long-term wealth impact, and what it means for the next acquisition. We specialize in the structures that most lenders won't touch: DSCR, asset-based, no-ratio, and Non-QM loans alongside conventional and government products. House hackers, BRRRR investors, 1031 exchangers, portfolio builders. This is what we do every day. Active investors and licensed lenders in Colorado, Florida, Nevada, and North Carolina. We know these markets because we own in them. Licensed in 43 states, so we go wherever your portfolio takes you.

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  • Tidal Mortgage Group

    NMLS #956922

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    Tidal Mortgage Group is a Charleston, SC–based mortgage brokerage dedicated to helping every type of homebuyer — from first-time purchasers to seasoned investors. Founded on a commitment to exceptional customer service, we guide clients through every step of the loan process and beyond, building long-term relationships based on trust and results. Our Loan Options We offer a wide range of mortgage solutions to meet diverse needs: Conventional Mortgages – Competitive rates for borrowers with strong credit. Government-Backed Loans – FHA, VA, and USDA programs that make homeownership more accessible. Non-Qualified Mortgages (Non-QM) – Flexible solutions designed for self-employed borrowers and unique financial situations. Investment Products DSCR Loans – For rental property financing. Fix and Flip Loans – Tailored for renovation and resale projects. Bridge Loans – Helping buyers transition between properties smoothly. 1031 Exchange Financing – Options to support tax-deferred property exchanges. Why Work With Us? As an independent mortgage broker, we partner with a wide network of wholesale lenders. This allows us to deliver: Competitive rates Lower fees Tailored loan solutions designed around each client’s goals Our Vision At Tidal Mortgage Group, our mission is to make the mortgage process smooth, transparent, and stress-free. With expert guidance and personalized service, we empower our clients to make confident decisions on their path to homeownership and investment success.

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  • Trilith Funding LLC

    No NMLS on file

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    Welcome to Your Private Lending Partner At our core, we’re a Veteran-Owned and operated private lending firm based in Fayetteville, GA — built by seasoned professionals in real estate and finance who understand what it takes to move deals forward quickly, smoothly, and successfully. We specialize in working with retail investors and independent loan brokers, offering fast, flexible, and transparent financing solutions designed to help you close more deals and scale your portfolio with confidence. Whether you’re funding your first flip or managing a growing pipeline of deals, our team is here to support you every step of the way. Our U.S.-based team prides itself on personalized service, clear communication, and integrity in every transaction. We’ve partnered with top-tier investors, brokers, and real estate professionals to create lending solutions that deliver real value — not red tape. Our mission is simple: to become the most trusted name in private real estate lending. We’re building more than a business — we’re building a community driven by shared values and long-term success. What We Stand For: Integrity – Clear terms. No surprises. Trust is our foundation. Passion – We love real estate and helping investors win. Value – Smarter lending options. Better returns. Community – Relationships matter. We grow together. If you’re a retail investor or broker looking for a lending partner who treats your deal like it matters — because it does — we’d love to connect. Let’s build something great, together.

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  • Truehold Financial

    NMLS #2740541

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Truehold Financial offers smart loan programs specifically for real estate investors. Whether you're building a rental portfolio with DSCR loans or flipping properties with our fix-and-flip financing, we provide fast funding in as few as 10 days with terms designed for investors like you.

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  • Uncapco Financial

    NMLS #2826586

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    Uncapco is a nationwide direct lender offering short- and long-term financing for investment properties, with programs that are friendly to first-time investors. DSCR Rental 🏢 - Up to 80% LTV | Rates Starting 6.125% (as of 10.17.26) Fix & Flip 🏚️➡️🏠 – Up to 95% LTC | 75% of ARV | Rates Starting 8.99% (as of 10.17.26) New Construction 🏗 - Up to 90% LTC | 75% of ARV | Rates Starting 10.25% (as of 10.17.26) We blend the flexibility of a broker with the discipline and capital backing of a direct lender. Built and run by active investors and supported by a committed investment group, we bring a lender's rigor to every deal we place. Email: [email protected] Website: uncapco.com NMLS ID #: 2826586 Uncapco Financial, LLC | Equal Housing Lender | www.nmlsconsumeraccess.org Copyright 2026. All Rights Reserved

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  • United Trust Mortgage

    NMLS #2591548

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Foreign National Loan
    • +1 more

    United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks often cannot accommodate, while providing direct access to experienced loan professionals throughout the process. With thousands of borrowers served, our goal is simple: make investment financing straightforward, efficient, and reliable.

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  • Upright Lending, LLC

    No NMLS on file

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • Fix & Flip
    • +4 more

    Upright Lending is a national private lender that treats every borrower as a partner. Whether you've done 50 deals or none, you get deep capital, straight pricing, and a team that becomes an extension of yours. The same speed, technology & terms that let seasoned investors scale are what make Upright a safe place to do your very first deal. We fund the full investor lifecycle: residential fix-and-flip, new construction, and bridge programs, plus 30-year DSCR (Debt Service Coverage Ratio) loans that qualify on the property's cash flow. You'll know your rate, leverage, and terms immediately, and once you're building, rehab draws are inspected and released fast so your project and your cash keep moving. Our Borrower Portal puts it all at your fingertips: payments, maturity, draws, your team, and every document in one place, with construction management & tooling built in. We're growing fast, and that growth works in your favor: more capital, sharper pricing, expanding tooling, and more ways to fund your next deal. If you want a lending partner invested in your long-term growth, not just your next transaction, let's talk.

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Massachusetts lenders on BiggerPockets offer?

204 lenders serve Massachusetts as of November 13, 2026. 198 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 83 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Massachusetts?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Massachusetts. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Massachusetts’s business registry or ask the lender what licensing applies to them.

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